Using Credit cards as an alternative to loans

Credit cards lend money at a high rate of interest. This makes them a good way to borrow money at short notice and on a short-term basis, but not so good over the longer term. Loans are generally preferred for long-term borrowing. However, sometimes credit cards are a good alternative to loans even over the long term.

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The hidden traps of low interest credit cards

It wasn’t very long ago that a prospective credit card user simply had to arrange credit cards in the order of the APR to find the lowest rate available. Over time, however, (and due somewhat to financial product innovation) the process has become trickier and riskier for consumers. Read the rest of this entry »

How important is having good credit?

Hoping to apply for a low interest credit card but not sure if you would be eligible?

Millions of individuals get turned away from companies when applying for a credit card due to poor credit history. So how important is having good credit history? Read the rest of this entry »

Applying for a business credit card!

A business credit card works on the same basis as a regular personal credit card essentially allowing the credit card holder to purchase goods and services physically or remotely via the Internet or over the telephone.

However it would be inappropriate to purchase goods for your business or company using a personal credit card. Read the rest of this entry »

Top 5 tips for low interest credit cards

Owning a credit card brings about an abundance of problems and stress for every customer regardless of which bank you’re with and how rewarding your credit card is. So perhaps its time you took into account a few simple tips and started minimizing your credit card stress and start living the life you have always dreamed for! Read the rest of this entry »